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HDFC reduces retail lending rates on home loans

Indo-Asian News Service
Updated: January 3rd, 2020, 22:04 IST
in Business
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New Delhi: Mortgage major Housing Development Finance Corporation (HDFC) will now offer cheaper lending rates on home loans from January 6, as it reduced the retail prime lending rate by 5 basis points.

“HDFC reduce its retail prime lending rate on housing loans, on which its ‘Adjustable Home Loan Rate’ (AHLR) are benchmarked, by 5 basis points with effect from January 6, 2020,” the company said in a regulatory filing.

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Consequently, the effective rates for home loan for women borrowers up to Rs 30 lakh would be 8.05 per cent, from Rs 30-75 lakh at 8.30 per cent and above Rs 75 lakh, 8.40 per cent. For male borrowers, the rates would be 5 bps more.

The change will benefit all existing HDFC customers, the company said.

Tags: hdfcHome loans
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